Terms of Service

Last updated: May 19, 2025

These Terms of Service ("Terms") govern your use of this website ("the Site"). By accessing or using the Site, you agree to these Terms. If you do not agree, please do not use the Site.

1. Use of the Site

The Site is provided for informational and personal use only. You agree not to use the Site for any unlawful purpose or in violation of these Terms.

2. Intellectual Property

Unless otherwise stated, all content on the Site — including calculators, code, text, graphics, and design — is the intellectual property of the Site owner and may not be copied, redistributed, or modified without permission.

3. Third-Party Services

The Site may use third-party services such as Google Analytics and Google AdSense. Use of these services is governed by their own terms and policies.

4. No Warranties

The Site is provided "as is" without warranties of any kind, either express or implied. While efforts are made to ensure content is accurate and functional, no guarantees are made regarding correctness, availability, or uninterrupted use.

5. Limitation of Liability

To the fullest extent permitted by law, the Site owner shall not be liable for any direct, indirect, incidental, or consequential damages resulting from the use or inability to use the Site or its content.

6. User Content

If you submit any content (such as through the contact form), you grant the Site a non-exclusive, royalty-free right to use that content to respond to your inquiry. You remain responsible for its legality and accuracy.

7. Changes to These Terms

These Terms may be updated at any time. It is your responsibility to review them periodically. Continued use of the Site after changes constitutes acceptance of the revised Terms.

8. Termination

The Site owner reserves the right to restrict or terminate access to the Site for violations of these Terms, or for any reason, without notice.

9. Governing Law

These Terms shall be governed by and interpreted in accordance with the laws of the State of Massachusetts and the United States of America, without regard to conflict of law principles.

10. Contact

If you have any questions about these Terms, please contact:

Email: [[email protected]]